Personal injury cases typically involve helping individuals who have been badly injured in accidents caused by the negligence or reckless conduct of another. Examples include people who have suffered injuries in the workplace, during recreational activities, or most commonly in automobile accidents. Our attorneys are here to help sort through the legal complexities that often accompany such traumatic events. After accidents are investigated to determine wrongful conduct and evaluate damages such as medical bills, lost wages, and disability, each personal injury claim is presented to the at-fault party or their insurance company. If a negligent party refuses to fairly accept responsibility, we file a lawsuit to litigate the claim as needed to obtain justice in the form of a fair verdict or settlement.
Our attorneys are experienced in litigation, settlement negotiations, mediation, and arbitration, with our focus on full and complete compensation of our clients’ claims. As is common in such claims, our attorneys receive a predetermined percentage of any award obtained for the client, rather than hourly fees. This contingency arrangement makes it more feasible for personal injury clients to pursue their claims.
FREQUENTLY ASKED QUESTIONS BY PERSONAL INJURY CLIENTS
WHAT SHOULD I DO FIRST?
Your first concern is your health. Seek the advice of a medical professional who can help you heal and record your injuries.
SHOULD I TAKE PHOTOGRAPHS?
Yes, it is important to document injuries and property damage. You will need photos to prove your claims. Take pictures even though your insurance adjuster has probably done the same.
THE INSURANCE COMPANY WANTS ME TO PROVIDE MEDICAL RECORDS, A RECORDED STATEMENT OR A RELEASE? WHAT SHOULD I DO?
Do not sign any insurance papers until you consult an attorney. Once you sign a release of claims, your case is over. Be wary of an insurance company that wants to settle before you have seen a doctor or while you are receiving treatment. Be careful-anything you say to an insurance adjuster can be used against you in valuing a claim. Contact Howard Stallings for your free consultation.
WHAT IS AN ACCIDENT REPORT?
This report is prepared by an officer at the scene of the accident. It is used to officially document the circumstances of the accident and can be used in settling your claim. Be sure to read the accident report as it can answer many questions.
NORTH CAROLINA IS AN AT-FAULT STATE. WHAT IS AN “AT-FAULT” DRIVER?
The at-fault driver is the one who caused the accident. The at-fault driver’s insurance company must pay for the damage to your car and for your personal injuries. If the at-fault driver has no insurance, then we can help you negotiate with your insurance company to pay your claim.
HOW DO I PAY MY MEDICAL BILLS?
Use your health insurance to pay your medical bills. Unpaid bills affect your credit and reduce the amount of money you receive at final settlement. If you do not have health insurance, let us know… We can help by reviewing your options for other ways to pay for medical treatment.
HOW DO I PAY FOR VEHICLE REPAIRS OR REPLACEMENT?
If you were not at-fault in the accident, then the at-fault driver’s insurance company will pay for your car repairs and a rental car while your car is in the shop. If your car is totaled (the repair costs are 75% or greater than the car’s value), you will be paid the total current retail value of your car. If you have collision coverage on your auto insurance policy it may also help cover the costs of auto repairs regardless of which driver was at fault. In any case, we can help determine what coverage you have and how it will best serve your needs.
HOW IS THE VALUE OF MY CASE DETERMINED?
If you were not at-fault in the accident then, you are entitled to receive money from the at-fault driver’s insurance company for your injuries including medical bills, lost wages and expenses, pain and suffering, emotional distress, and resulting disabilities and scars. Compensation will also include costs to repair or replace damaged property.
WHEN WILL I RECEIVE COMPENSATION?
You will receive compensation for your claims when your case is resolved either through a settlement or after obtaining a judgment in Court. We can work with you to determine when the time is right either to settle your case or go to Court, and we will use our experience to maximize your compensation for your injuries. Contact RDU Injury Law and let us put our experience to work for you.
My experience was absolutely fantastic! Other attorneys refused my case, two had represented me in other legal issues, but still refused my case because they said “not worth their time.” I was attacked by pit bull dogs in my front yard, I was physically and mentally injured. But Robby Jessup and Joan Davis came to the rescue; treated me with compassion, respect and walked the extra miles. Representing me in a court system with the highest esteem. Their knowledge and perseverance are the highest standards setting precedent for all North Carolina attorneys. Thank you. – “Effie” Watson, Zebulon, N.C.
I was in an accident, and the other driver was at fault. The insurance company made me an offer that just didn’t sound right and proceeded to tell me I should take it because a lawyer couldn’t get me more. It was then I decided to call a lawyer anyway and take my chances. You always get a pile of advertisements, but I chose Howard Stallings because there was a personal handwritten note attached to their brochure and that made it personal to me. I ended up getting 3 times what the original offer was. The law firm kept me informed with calls and emails and someone was available to answer questions through the whole process. They were great. I would definitely use them again if necessary, and I highly recommend them! – Lawanda Hamrick, Garner, N.C.
Mr. Jessup and Joan are spectacular individuals. They demonstrated high moral fiber, great character, and prestige when handling my motor vehicle accident. My first firm was unwilling to go to bat for me on damages sustained after an individual ran a stop sign and caused me extreme injuries. Staying with that firm would have cost me money in medical bills, substantially reduced the amount I was owed in replacement cost for my vehicle, and essentially left me untreated. Robert and Joan came into the picture and fought for everything possible. Not only did they get me compensation, they ended up reducing their bill to help me in one of the darkest moments of my life. – Jeff Clark, Aiken, S.C.